VP, Loan Review Team Lead
Company: Cathay General Bancorp
Location: El Monte
Posted on: January 13, 2026
|
|
|
Job Description:
Analyze loans for credit quality and adherence to bank policy.
Act as Examiner-In-Charge of assigned lending unit reviews and
prepare comprehensive reports for distribution to management.
Assist in the loan sampling process for lending unit reviews and in
other departmental functions as necessary. DIRECT REPORTS The
incumbent has approximately five direct reports. ESSENTIAL
FUNCTIONS • Collaborate with the Loan Review Manager to ensure
timely and effective execution of the Loan Review Plan. • Directs
Loan Review services performed by internal staff and third party,
co-source firms. • Assist in the development and execution of the
annual Loan Review Plan for comprehensive portfolio reviews to
determine asset quality and portfolio management effectiveness,
continuous portfolio monitoring, and targeted reviews. • Ensures
assigned staff have the proficiency required to perform portfolio
reviews. • Serves as Examiner-In-Charge for assigned lending unit
reviews, host kick-off, update, and exit meetings for the
respective units to discuss findings, issues and/or concerns. •
Prepares and drafts Loan Quality Review Reports that communicate
findings to Unit Management, Senior Management, and the Audit
Committee of the Board of Directors. • Ensures the Loan Review team
validates the accuracy and timeliness of asset quality risk
ratings, accrual status, and portfolio management requirements are
met. • Ensures that credit review examiners have analyzed and
reviewed financial statements, cash flow analysis, third party
reporting, industry trends, collateral condition and values, loan
structure, and guarantor personal financial statements and tax
returns. • Ensures loan review examiner workpapers/linesheets are
complete, accurate, documented, and provide credit analysis,
opinions, and recommendations regarding credit risks. • Manages and
develops internal staff and supervises the daily activities of the
team including, but not limited to, effective delegation of
assignments, developing work schedules and providing necessary
training. Establishes annual goals, performs performance
appraisals, disciplinary actions, and interviews candidates for
employment. • Participates in due diligence reviews for portfolio
acquisitions, and mergers. • Supports regulatory examinations and
internal audit engagements. • Provides guidance or mentorship to
junior staff. QUALIFICATIONS Education: Bachelor’s degree in
accounting, business administration, finance, or economics strongly
preferred. Experience: • Minimum of seven years of commercial
lending experience with at least five years in a credit/loan review
function, preferably in a commercial banking environment. • Three
years of department oversight/management with personnel management
required. • Experience as a bank examiner, or with a
consulting/accounting firm is also acceptable. • Experience in
specialized lending such as asset-based lending (ABL), energy
(including oil & gas), shared national credits (SNC). and
syndicated lending is a plus. Skills/Ability: • Leadership
qualities: ability to plan, organize and motivate. • Ability to
create and/or contribute to a positive team environment. •
Accountable; ability to make decisions and assume responsibility
for those decisions. • Ability to exercise sound judgment. •
Knowledge of the various factors related to commercial and
industrial and commercial and residential real estate lending
products. • Exposure to regulatory requirements, economic factors,
and standards applicable to commercial lending, commercial real
estate, construction, and residential lending products. • Excellent
risk analysis skills. • Excellent cash flow analysis skills. •
Ability to manage high-volume workflow. • Excellent interpersonal,
verbal and written communication skills. • Experience using
computer-related software applications, (i.e. Word, Excel, Outlook,
etc.).
Keywords: Cathay General Bancorp, Rowland Heights , VP, Loan Review Team Lead, Accounting, Auditing , El Monte, California
