Corporate Banking Credit Analyst I - Specialty Finance
Location: Rowland Heights
Posted on: November 22, 2022
DescriptionCitizens is seeking an experienced Commercial Banking
Credit Analyst to work on our Specialty Finance team in Irvine, CA.
-The Credit Analyst will conduct detailed research and analysis of
market data, trends and other factors related to the financing that
will be considered as part of credit decisions. The individual will
support a team of Portfolio Managers and Relationship Managers to
understand and apply credit policy and field questions related to
financial analysis and interpreting financial statements.
Successful Credit Analysts become well-positioned for a promising
career in Commercial Credit and are equipped with the fundamentals
of underwriting, which will be transferrable to a wide range of
opportunities.A Day in the Life of a Corporate Banking Credit
- Conduct written summaries of related industry and market
environments, preliminary customer/prospect analysis including
Sponsor analysis, and Borrower's operating history and repayment
- Identify situations that may require policy exceptions and make
recommendations that mitigate credit risks or remedy possible
- Communicate internally as well as with customers directly on
financial analysis or account management issues.
- Interact directly with Portfolio Managers and Relationship
Managers and to answer questions related to financial reporting
requirements, interpreting financial statements from other Credit
Analysts, and maintaining credit files.
- Participate in the underwriting process and conduct accurate,
well-organized analysis of various commercial borrowers including
financial statement and projection analysis along with preparing
profitability, risk and facility rating models.What we have to
- Formal training, strategies, and tools to support personal
growth and the development of strong team relationships.
- Performance-based career growth opportunities and the
opportunity to become a future leader in the Commercial Credit
- Collaborative workforce committed to supporting ideas and
feedback and accelerating potential.
- Team atmosphere of diverse, inclusive professionals committed
to making an impact as an organization.
- Opportunities to volunteer and give back to our local
- Equivalent work experience or completion of formal credit
training program and up to 2 years of applied financial analysis
working with straight forward to moderately complex credits in a
commercial banking environment is strongly preferred.
- 1-3 years of commercial banking experience is strongly
preferred. Commercial Banking experience may include internships,
formal credit training, business banking, middle market, and/or
specialty commercial banking, commercial banking administration,
commercial banking operations, commercial credit/risk oversight,
and commercial loan documentation/funding/servicing or other
- Position requires basic internet search skills, developed
knowledge of financial statement spreading and profitability
modeling, effective verbal and written communications skills,
ability to manage multiple priorities at once.Education,
Certification, and/or Other Professional Credentials:
- Bachelor's degree is required.Hours & Work ScheduleHours per
Week: 40Work Schedule: Monday - Friday#LI-Sourcer4 - Some job
boards have started using jobseeker-reported data to estimate
salary ranges for roles. If you apply and qualify for this role, a
recruiter will discuss accurate pay guidance.Why Work for UsAt
Citizens, you'll find a customer-centric culture built around
helping our customers and giving back to our local communities.
When you join our team, you are part of a supportive and
collaborative workforce, with access to training and tools to
accelerate your potential and maximize your career growth.Equal
Employment OpportunityCitizens, its parent, subsidiaries, and
related companies provide equal employment and advancement
opportunities to all colleagues and applicants for employment
without regard to age, ancestry, color, citizenship, physical or
mental disability or perceived disability, ethnicity, gender,
gender identity or expression, genetic information, genetic
characteristic, marital or domestic partner status, victim of
domestic violence, family status/parenthood, medical condition,
military or veteran status, national origin,
pregnancy/childbirth/lactation, colleague's or a dependent's
reproductive health decision making, race, religion, sex, sexual
orientation, or any other category protected by federal, state
and/or local laws.Equal Employment and Opportunity
Employer/Disabled/VeteranCitizens is a brand name of Citizens Bank,
N.A. and each of its respective affiliates.
Keywords: Citizens, Rowland Heights , Corporate Banking Credit Analyst I - Specialty Finance, Professions , Rowland Heights, California
Didn't find what you're looking for? Search again!